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Jerry Linscheid

Mennonite Insurance Services Offers a Scholarship

April 1, 2022

By Lorie Ham

Paying for college can be a challenge these days. While many students may qualify for financial aid, it doesn’t always cover everything, and some students don’t qualify even if they aren’t able to pay for college themselves. There are always school loans, but those can take a lifetime to pay off. Thankfully, there are scholarships out there to help.

One such scholarship is offered by Mennonite Insurance Services and was started in 2011. As to what inspired the creation of this scholarship, Mennonite Insurance Services General Manager Jerry Linscheid shared this, “Well before the scholarship program, we supported institutions that did work we agreed with. By its nature, there is not a personal connection between us and the people we helped. The scholarships allow a more personal connection. We see the applicants’ goals and dreams. In the early days, we even saw their handwriting on the applications. Sometimes a board or staff member will know them or their family. And it is entirely possible to see them several years down the road when their schooling is over and they are starting their careers.”

a woman carrying a stack of books

It is widely believed that a college education can make a difference in your quality of life. According to EducationCorner.com, studies show that college graduates earn significantly more throughout their lifetime than those with only a high school education. In an article in early 2020 in The Edge, Georgetown University Center on Education predicted that by 2027 seventy percent of all jobs will require some education beyond high school, with only thirty percent of jobs still available to those without it.

“A college education is important,” states Linscheid. “A well-educated person is prone to critical thinking. A well-educated person is likely to find a job that pays a living wage. An education is expensive. If we can help a few students along in that process, I think society will be better for it.”

The deadline to apply for the scholarship from Mennonite Insurance is July 1, 2022. To be eligible to apply you must meet the following criteria:

  1. A member or regular attender of a Mennonite, Mennonite Brethren, Brethren in Christ or Missionary church in AZ, CA, OR or WA (West Coast)
  2. Enrolled in a 4-year college, university or graduate school on the West Coast
  3. At least a college junior with a cumulative grade point average of at least 3.0 (on a 4.0 scale).

Scholarships of $1,000 will be awarded to up to five applicants each year. Applicants may apply multiple years. Preference will be given to applicants who have not previously received the scholarship. To obtain more information, and to apply, go to mennoniteinsurance.com/scholarships.

If you have received one of these scholarships in the past, Mennonite Insurance would love to hear how your college education helped you in your life. Please consider sharing on their Facebook page. “I think it would be great to hear the success in their careers after college,” says Claudia Fletes, who is in charge of the scholarships for Mennonite Insurance. “I sometimes wonder where their paths will lead them after reading their essays.”

Filed Under: Scholarship

Vic Alemania Explains Lines of Insurance

January 19, 2022

Vic Alemania covers the lines of insurance plans we offer, from personal insurance to commercial insurance options.

Filed Under: Insurance Explained

Larry Miller: Board Member and Ham Radio Operator

January 19, 2022

By Lorie Ham

a man smiling at the camera with his ham radio set up behind him

Many of us have picked up interesting hobbies during the pandemic, and some have had more time to enjoy the hobbies they already had. Mennonite Insurance Services board member Larry Miller has been involved with ham radio since he was just a kid. He was first licensed in the spring of 1963 while a Junior in High School. According to an article on the American Legion website, the term “ham” as a pejorative nickname for amateur radio operators was first heard in 1909 by operators in commercial and professional radio communities.

Larry was born in Oklahoma but moved with his family to Reedley, California when he was a teenager and has remained in Fresno County ever since. He has been on the board since 2011, when he was asked to consider filling an open position. In 2019, he retired from a 51-year career in electrical engineering. His career grew out of his interest in electricity and electronics. Recently we chatted with Larry about his love for ham radio.

Q: When and how did you get interested in ham radio, and what was it that appealed to you?

Larry: As a young boy, I was intrigued by the red glow of those old radio vacuum tubes and how the radio could pull voices out of the air. By the time I was 10 to 12 years old I was hooked.

Q: For those who aren’t familiar with it, what exactly is ham radio?

Larry: Ham radio is officially the Amateur Radio Service, a non-commercial use of the radio airwaves, established by international treaty. All Amateur Radio operators in the USA are licensed by the Federal Communications Commission. The purposes of Amateur Radio as defined by the FCC are 

(a) Provide voluntary emergency communications.

(b) Technical advancement of wireless communications.

(c) Provide an avenue of technical training.

(d) Enhance international good will.

Q: What all can you do on a ham radio?

Larry: My equipment enables two way voice, data, and Morse code communications with amateurs, mostly in North America. I have base station, mobile, and hand held equipment. I regularly check into a local net and often talk to others in casual conversation. In the past, I participated in a communications team that supported the American Diabetes Fresno Tour de Cure fundraising bike ride. I have operated from home, my truck, mountaintops, campground picnic tables, and aircraft with the pilot’s permission. I have also participated in a few contest events. Morse code is still alive perhaps similar to why people still ride bicycles when they could drive cars

Q: How have ham radios changed over the years?

Larry: There have been drastic changes in the technology. Solid-state electronics replaced power hungry vacuum tubes making compact battery powered equipment possible. Digital technology is now prevalent with most equipment having data jacks to interface with computers for programming, control, and data communications somewhat analogous to chat sessions on the internet. Radio based high-speed data networks are now developing. These provide regional non-commercial wireless data serves similar to the internet as redundant communications channels for emergency services. The 1980s and 1990s saw a large influx of operators that were attracted by VHF FM handheld radios using repeaters with access the telephone network via a “phone patch”. These were great for local communications up to 50 or 100 miles. After cellular telephones became prevalent, that part of ham radio faded to a degree.

Q: Are there people of all ages involved?

Larry: Ham radio is open to anyone willing to study and pass the licensing exam. Hams may be 10 years or 100+ years old, men, women, girls and boys. Amateurs come from all walks of life; construction workers, school teachers, university professors, medical doctors, farmers, policemen, engineers, astronauts, and even the custodian at the dormitory I stayed in while in college. There are currently 780,000 licensed Amateur Radio operators in the United States and about 2.5 million operators worldwide.

Q: Do you ever meet any of the people in person?

Larry: Ham Radio has since its inception over 100 years ago, functioned as a giant social network, meeting on the air with other operators. Contacts can be between two stations or a part of organized groups referred to as “nets”. These nets meet daily or weekly and may cover local, regional, or wide areas area such as the South Pacific region. There is a weekly Mennonite Amateur Radio net, which primarily covers the Eastern half of the US. There are radio clubs in most areas. Conventions, sometimes referred to as “hamfests”, are held around the world. We are fortunate that an international convention is held annually in Visalia which pre-COVID attracted around 1,000 attendees, many from overseas. These events feature seminars on technical and operational topics, exhibits from manufacturers and dealers of radio equipment, and usually a swap meet.

Q: I understand you were involved in helping out during a large dust storm in 1991 that caused a major car accident on I-5 west of Fresno.

Larry: The Friday after Thanksgiving, 1991, a massive dust storm just before dusk crossed I-5 in Western Fresno County and resulted in a 104-vehicle crash, 114 persons injured, and 17 fatalities. For those unfamiliar with I-5 in Fresno County, it runs North – South through an isolated rural part of Fresno County, about 40 to 50 miles west of Fresno. Cellular telephone service was scarce and in its infancy at that time.

I was a member of the Fresno County Amateur Radio Emergency Service (ARES), a volunteer communications organization that functions under the Fresno County Emergency Medical Services. I was dispatched to establish radio operation at the Fresno Veterans Hospital Emergency Department. All communications between ambulances and hospitals were handled by a hospital interagency radio system; our role was to assist uninjured victims. Fresno County sent busses to the disaster site to bring uninjured people to a shelter at a school in Fresno. The ARES deployment placed operators at each of the local hospitals, the shelter, and at the I-5 site. Our role was to gather patient information and relay it to the shelter, which in turn could pass it on to uninjured family members. Many of the uninjured arrived at the shelter not knowing where family members had been taken. It was a small role in a big effort. I will never know the stories of those involved in that disaster. Hopefully our radio team helped in a small way to assist those involved.

Q: Have you helped with any other emergencies?

Larry: Some years ago, we were traveling in a remote area east of the Grand Canyon when we encountered a traffic accident. I made contact with an operator in Paige Arizona who passed the accident report to the Arizona Highway Patrol.

Q: Do people just talk to others in their area, or does it cover the US and other countries?

Larry: Many operators focus on making international contacts. An awards program that recognizes successful contact with different countries or separate land entities currently recognizes 340 separate entities. Beyond the earth, there are Amateur Radio repeater satellites in orbit to provide wide area terrestrial coverage. There is usually an operator aboard the International Space Station that makes prescheduled demonstration contacts with K12 schools to promote Amateur Radio. In 2022, the Japan Aerospace Exploration Agency plans to include an Amateur Radio beacon station as part of a lunar landing probe. This is a joint Ham Radio / Space Agency effort where Hams will forward flight telemetry data to the Space Agency. 

Thanks Larry for sharing your fascinating hobby with us! Anyone interested in learning more about Amateur Radio can visit www.arrl.org. Do you have an interesting hobby? If so, we would love to hear about it, feel free to share on our Facebook page!

Filed Under: Life Values

Marsha Okada: Serving Others at Work and at Home

November 3, 2021

By Lorie Ham

In June of 2021, longtime Mennonite Insurance employee Marsha Okada retired after 24 years of service. She actually started with the company as a temp in 1996. Sadly, she recently passed away.  We wanted to take this opportunity to share how special she was to those who worked with her.

a woman smiling at the camera

Jerry Linscheid, General Manager, worked with Marsha for the past 12 years. She came to the company with no insurance background, but was a very quick learner. “When I started working with Marsha, she was the expert on our DOS-based policy management system. She was our primary underwriter, meaning that she decided what risks we would accept or decline. Marsha was also the primary contact with our church and farm clients. Marsha took it upon herself to audit the office processes and make sure that things didn’t fall through the cracks.”

Mennonite Insurance agent Dalia Jimenez worked with Marsha from the very beginning and shared an office with her for 15 years. “She was very knowledgeable and knew our system better than anyone else.”

But to her coworkers, Marsha was more than just a great employee. “She was a great friend, always there to lend a hand,” continues Dalia. One of Dalia’s favorite memories is of the fun she had with Marsha at an Elton John concert in 2019. She also enjoyed helping Marsha with her yard sales. “Marsha always said I would make her more money when I helped her. I would tell Marsha, ‘let me tell them the price I’ll get you more.’”  

“I was trained by Marsha over 19 years ago,” shares Mennonite Insurance agent Claudia Fletes. “She was very meticulous with her work and always said there is a process to everything. She helped me understand the whole process of what we do. We became good friends over the years and I gravitated towards her. I knew I could always come to her for help. To this day, I still think, ‘What would Marsha do?’ or ‘that’s not how Marsha did things’ while at work.”

Claudia also credits Marsha with training her to be a good parent. “I was very young and had no children when I came to work here, so Marsha, aside from training me at work, also trained me on parenting. She passed down recipes, motherly advice, and life lessons. I will always be thankful for Marsha. Marsha was very special to me. She was like a second mom and I feel truly blessed to have known her.”

“Marsha was a great cook and baker. She was always there with food if someone passed away or if you had a surgery,” says Dalia. There didn’t even need to be a reason for Marsha to bring over food. Marsha lived a life of giving and helping others—that’s what gave her joy, and she was an inspiration to those around her. In her last text message to Dalia she said, she was at peace and had no regrets, she lived a good life.

Marsha’s obituary can be found at: https://rosefamilyfuneralhome.com/tribute/details/1576/Marsha-Okada/obituary.html

If you knew Marsha, please share a memory of her on our Facebook page.

Filed Under: Life Values

Thankfulness Around the World

November 3, 2021

By Lorie Ham

It is that time of year again when people here in the United States start thinking more about being thankful. Thanksgiving is not only a time for great food and being with family, but also a time to think back on what we are thankful for this year. Thanks to the Covid vaccine, many of us will finally be able to celebrate with our families in person again.

a paper in a typewriter with thank you written in different languages

But what does it mean to be thankful? According to Webster’s Dictionary, thankful is:

  1. conscious of benefit received;
  2. expressive of thanks;
  3. well pleased.

Expressive of thanks—how do we express that we are thankful? When we are thankful for something done for us, we often tell the person, or sometimes give them a gift to express our thankfulness.      

Many people also keep thankful, or gratitude, journals to help them remember on a daily basis to be thankful. Doing this can help you have a more positive attitude about life. According to an article on CNN, research shows that grateful people tend to be healthy and happy. They exhibit lower levels of stress and depression, cope better with adversity, and sleep better.

Ever wonder how other countries express their thankfulness and gratitude? According to a 2019 article in the Star Tribune, many other cultures have festivals to give thanks for different blessings, usually involving food. Grecians, who depend on fish for protein, observe the Blessing of the Sea. In Argentina, the archbishop of Mendoza sprinkles the season’s first grapes with holy water and offers the vintage to God. The Mid-Autumn Festival is one of China’s most important traditions—ceremonies are held to give thanks for the harvest and encourage life-giving sunlight for the following year.

In Japan, people typically express gratitude by giving gifts on holidays or by bowing. The gift itself matters less than the ritual of bestowing it. In the Philippines, people value gift giving for gratitude more than saying a phrase.

The same article talks about some of the different words for thankfulness in other languages. In Japan, meals traditionally begin with a single word: itadakimasu. It can be translated to “I humbly receive this meal.” Its intention is to thank everyone who helped bring food to the table—from the hunters, farmers, and fishermen, to those who prepared it.

Saying “thank you” is a very common way of expressing thanks. On Handwritten.com, you can find many examples of how other cultures say thank you. Among those examples are takk in Iceland, danke in Germany, or obrigado in Brazil.

Being thankful and expressing thankfulness seems to be pretty much universal, even if there are many different ways to do it. Not only is it polite, but it can be as beneficial to the giver as to the receiver. Having a thankful heart all year long can be good for your health, so whatever you are thankful for this Thanksgiving and beyond, be sure not only to express it, but also to remind yourself of it every day.

What are you thankful for this year? We would love it if you would share it with us on our Facebook page.

Filed Under: Life Values

Centennial Calendars will be Available Soon

November 1, 2021

a blue background with the words Mennonite Aid Plan 100th 1922-2022

Mennonite Aid Plan will be 100 years old in 2022.  As part of that celebration, a special wall calendar has been created.  They will be available for pick up in our office later in November.  Please call first to see if the calendars have arrived.  559-638-2327.

Filed Under: Life Values

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