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Mennonite Insurance

Mennonite Insurance

Our commitment is to provide you with competitively priced, superior insurance products with the highest quality service.

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Home and Property Insurance

White house with blue shutters on a corner with a white fence

Now save 20% on your homeowners policy when you add auto insurance.

Get a Homeowners Quote
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Why you need homeowners insurance

Homeowners insurance is a requirement. It satisfies your mortgage company or lender if there is a loan on your property. Homeowners insurance also protects your assets. It covers the building, your personal property and protects you against legal responsibility arising from a lawsuit.

Homeowners Insurance Coverages

The standard Homeowners Insurance policy contains two sections. Section I provides coverage for A, B, C and D (property). Section II of the policy provides coverage for personal liability, Coverage E & F. Below is a brief description of what the individual coverage means.

Coverage A

Coverage A –is the Dwelling or Building to be insured (protects your home and attached structures if damaged by a covered peril).

Coverage B

Coverage B – Other Structures (detached structures or structures not attached to the home such as detached garage, hobby shop, etc. Usually 10% of coverage A).

Coverage C

Coverage C – Personal Property (personal belongings owned by you, clothing, furniture, appliances, etc.). Usually 50% of Coverage A (limitations apply).

Coverage D

Coverage D – Loss of Use or Additional Living Expense (the cost for insured to live elsewhere in the case of a covered loss where your home is inhabitable).

Coverage E

(Sometimes shows as Coverage L in some policies)

Coverage E – Personal Liability (protection for the homeowner in case of legal responsibility arising from injury to others. Also includes legal defense). Intentional acts are excluded.

Coverage F

(Sometimes shown as Coverage M in some policies)

Coverage F – Medical Payments (reimburses for reasonable medical expenses for someone accidentally getting injured on insured property up to policy limits and only applies to non-household members)

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PO Box 878
1110 J St., Reedley, Ca 93654
559.638.2327
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