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Mennonite Insurance

Mennonite Insurance

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Smoke Damage Claims from the 2020 Creek Fire

October 18, 2021

an image of a letter going out to people in the contamination area of the 2020 Creek Fire

Recently Mennonite Aid Plan has received a number of claims from people in the Fresno/Sanger/Reedley area for smoke damage from the Creek Fire last year.  Smoke is a covered cause of loss, but there has to be actual damage for us to pay a claim.  What will happen if you file a claim is that we will schedule a smoke detection company to assess whether there is smoke damage.  They will take samples from inside and outside your home and send them to a laboratory for testing.  If the tests and photos show nominal amounts of smoke and dust, there is no damage and therefore nothing to pay.  This will be a claim on your policy.  Our advice is that if you believe you have smoke damage, turn in a claim.  If you are being encouraged to turn in a claim from an outside source and hadn’t noticed anything before, you might reconsider.

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Filed Under: Home Insurance

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PO Box 878
1110 J St., Reedley, Ca 93654
559.638.2327
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