• Skip to primary navigation
  • Skip to main content
  • Skip to footer
  • Insurance
    • FAQ
  • About
    • News
    • Mission Statement
    • Our Staff
    • Board Members
    • Scholarships
  • Newsletter Sign-up
Mennonite Insurance

Mennonite Insurance

Our commitment is to provide you with competitively priced, superior insurance products with the highest quality service.

  • Login
  • Get a Quote

Search Results for: Fires

Is It Time for A Home Coverage Check-Up?

July 5, 2022

By Lorie Ham

Photo by Mikhail Nilov

Inflation is popping up everywhere we turn, but did you know that it could also affect your home insurance coverage? That is why it is important to do regular updates so you don’t find yourself in a bind should something happen.

According to a recent article in Insurance Journal a new American Property Casualty Insurance Association (APCIA)/Harris Poll survey of over 1,000 U.S. homeowners who have a homeowners insurance policy, shows that a majority of homeowners have not taken the steps to make sure that their coverage is keeping pace with inflation and increased building costs. Not only are a lot of people failing to keep up with inflation costs, but among insured homeowners who completed renovations or remodels during the pandemic, less than half (40%) updated their home insurance to account for those changes.

Another concern in many parts of the country is the increased risk of damage and loss from wildfires. An article on United Policy Holders states that as wildfires continue to grow in size and expense while ravaging or threatening residential areas, insurers and policy advocates are warning that roughly two-thirds of homes are underinsured. Depending on where you live, some other hazards such as floods are increasing as well. Are you in an area that is more likely to be affected by hurricanes, earthquakes, floods, or fires?

According to National Calendar Day.com, June 28 was National Insurance Awareness Day, a day when you are reminded to update your coverage. While that day has just passed, it’s not too late to take the time to make sure you have all of the coverage that you need. Some of the things they encourage you to include on your check-up checklist are:

  • Evaluate your current possessions.
  • How has your family changed? Has your family grown or have family members moved away? How many pets do you have?
  • Do you plan to buy a new home?
  • Are there big changes ahead that will influence the amount of insurance you will need?

“At Mennonite Aid Plan, we work at keeping the coverage adequate through regular updates,” shares Mennonite Aid Plan General Manager and CEO Jerry Linscheid. “Inflation affects every homeowner, so coverage should be looked at regularly.”

Contract Mennonite Aid Plan/Mennonite Insurance Services at 559-638-2327 with any questions about your homeowners insurance today. And while you are at it, be sure to check up on any other policies you might have as well!

Filed Under: Uncategorized

Huntington Lake Volunteer Fire Department Loses Station in the Creek Fire

December 3, 2020

By Lorie Ham

This year’s Creek Fire near Shaver Lake, California has caused a lot of damage. As of November 23, the fire had burned 379,895 acres. One thing lost in this fire was one of the Huntington Lake Volunteer Fire Department’s fire stations. That fire department helped save many structures insured by Mennonite Insurance and we are very thankful to them for their assistance, and sorry for their loss.

a fire burning up a building

Brother Christopher Donnelly has been the chief of that department for 16 years, and a volunteer with them for 22. According to Brother Donnelly, the Huntington Lake Volunteer Fire Department was established in 1993. “We currently have 13 members, all save one are EMT’s, have graduated from a fire academy, and are fully certified both in wild land and structural firefighting. During the summer, we staff our first-out station 24/7 and average one 911 call per day. Most of our calls are for medical assistance–most years that’s about 87% of our total call volume.”

While few people actually live at Huntington Lake, summers are very busy. “Fresno County estimated [that during] one regatta weekend (when the sailboat competitions are held) 14,000 people were visiting Huntington in the two church camps, three scout camps, two private camps, the multiple forest service camp grounds and private cabins and condos,” says Brother Donnelly. The Mennonite Camp Keola is at the western most end of the lake. 

The Huntington Lake Fire Department was very involved in fighting the Creek fire and was instrumental in helping to save camp Keola. Their fire pre-planning for Keola included control lines, burn-outs and back fires, all of which worked together to save the camp. “We put out many spot fires that blew over the control lines in and around Keola that could have burned down the camp. Although I am extremely proud of the work our firefighters did, it should be clear that we were part of a much larger effort involving many brave and hard working women and men.”

While most of the buildings at Huntington did not burn, according to Brother Donnelly, 74 cabins were completely destroyed. Some of the lost cabins have been in the same family for over 100 years and many didn’t have insurance so they will not be able to rebuild. “One young mother told me as I was helping her to load her car, after ordering her to evacuate, ‘my great grandfather built the cabin in 1913 and I can remember my grandmother telling me that one of her earliest memories was collecting pine cones around that cabin … I wonder if my grandchildren will be able to do that?’ Her cabin burned to the ground 12 hours later!”

The fire station’s own loss happened while they were fighting fires in other parts of the lake. Sadly, the buildings were not insured. “Our ‘first out’ fire station was completely destroyed. We had accommodations for three, a two-bay apparatus building, a shop and storage.”

While waiting for the fire station to be rebuilt, they have a second firehouse on the east end of the lake that has become their main response station for the time being. The need to replace the buildings is urgent so they can continue to provide 911 services to the community when people begin to return to the area in the spring. “We of course need everything that goes into a building; furniture, appliances, water heaters, forced air furnaces … on and on … but first I need a building!”

If you would like to help the station rebuild, you can donate on their website. If you have concerns about your own fire insurance, Mennonite Insurance is ready to answer any questions you might have 559-638-2327.

Filed Under: Business Insurance, Life Values

Mennonite Disaster Relief, Helping People Rebuild

November 5, 2020

By Lorie Ham

On top of everything else going on in 2020, California has been besieged by wildfires, and this fire season has shattered records. Mennonite Disaster Service (MDS) has been helping people affected by fires and other disasters for many years.

Founded 70 years ago, MDS is a volunteer network of Mennonite, Amish, Brethren in Christ, and other Anabaptist churches dedicated to responding to natural and man-made disasters in Canada and the United States. “Our aim is to assist the most vulnerable community members, individuals, and families who would not otherwise have the means to recover,” states Steve Wiest, Regional Operations Coordinator for Region 4.

When asked about the recent Creek Fire, Steve states even before it was fully contained MDS volunteers were working to find a way to help. “When a disaster is close to where MDS volunteers live the response is natural and appropriate because of personal connections. When we don’t live near by we usually wait for the local officials to invite us in.”

One thing that Steve feels MDS does well is rebuilding complete new homes after a disaster. “Many MDS volunteers come from the building trades and farming and those folks come with good skills. Whatever skills a volunteer will bring, there will be a place for them to make a meaningful contribution to the project. If the disaster survivor owns the property and if there is money for materials, subs and permits, then MDS will provide free labor to build the house. If they have insurance, they usually don’t need our help.”

some people standing inside of a partially built out wooden frame of a house

A home that MDS rebuilt in Lake Isabella east of Bakersfield came with some added excitement. “As we worked on the second house we watched airplanes diving from the sky to drop fire retardant in the direction of the first home we had just finished. A fire was threatening the new house and had started less than a half mile from the house we had just finished. The next day I asked the homeowner if he had fire insurance and he did not. He said he could not find any. I called Jerry Linscheid and Jerry pointed me in the right direction to help get insurance. I was able to tell the homeowner that the new house was built with the latest California building codes and was much more fire resistant than the old house.”

The goal of MDS is to build homes that will withstand the next disaster, when possible.

The current building code has a section called WUI, Interface.” This is to make the house resistant to wildfire, but the main goal is to give occupants time to get out of the house,” continues Steve. “To make a house be able to survive a fire is a very tall order. The exterior construction is aiming to survive a 20 minute exposure to fire. To increase that to one hour could raise the cost of a 1,000 square foot house by nearly $100,000. The methods and materials of construction is only part of the plan. Keeping flammable material away from the house is just as important. Trees, shrubs, and landscape that allows fire to jump from fire source to fire source invites disaster. We have even seen that the patio furniture can be an ignition point.”

Equally important to MDS as getting people back into their homes, is the emotional and spiritual wellbeing of the disaster victims. Steve says that their volunteers are encouraged to put down their tools and visit with the homeowners, encouraging them to tell their story as they just listen. “The homeowners that we are building for are invited to have dinner with the group and tell their story. By telling their story, it helps them to heal. When they tell their story over and over again, we can see the healing take place.”

MDS is also involved in helping to prevent fires. In one instance, volunteers went to Camp Keola at Huntington Lake to remove dead trees and fuel from the forest floor. The camp is owned by the MC-USA Mennonite Conference and serves many children with disabilities. “Dozens of MDS volunteers spent a week in the fall of 2018 and the spring of 2019,” shares Steve. “The camp survived the fire because the fire fighters made a decision to protect that section of the fire line and that was possible because of the new water system the camp had installed. It is possible that the lower fire risk of having the reduced fuel on the camp grounds helped save the camp.”

To learn more about MDS and see how you might be able to help them with their work, check out their website. If you would like to learn more about fire insurance, please give us a call 559-638-2327.

Filed Under: Home Insurance

Being Thankful In the Midst of Crisis

November 5, 2020

By Lorie Ham

2020 has been a difficult year. The pandemic, wildfires, financial difficulties—at times it can be overwhelming. However, despite all of that, most of us have at least one thing to be thankful for—probably more.

One thing we can be thankful for are those who have stepped up during this time–not only those on the front lines. The entertainment community has been amazing, providing free online entertainment for those of us stuck at home–streaming conventions, online concerts, plays, and even Patrick Stewart (Captain Picard on Star Trek the Next Generation) read a sonnet a day on Facebook! Those who can sew have been making and donating masks to essential workers, people have been delivering food to the elderly, and so much more.

A few Mennonite Insurance employees and board members wanted to share some of the things they are thankful for this year:

“I am grateful for my step-children and step-grandchildren (although, we don’t use the word ‘step’) because they have accepted me as a dad and grandpaw,” shares Board Chair Jim Brandt.

“I am excited and grateful that Julia is coming home Friday after a month and a half in the hospital and convalescent hospital,” says board member Dennis Langhofer whose wife Julia fell and broke her pelvis.

Staff member Dalia Jiminez is grateful for the support of her family and coworkers while she was going through radiation. “And the great staff at Community Cancer Institute Clovis for all their hard work and caring of every patient.”

“I am grateful for my faith in God,” shares staff member Yolanda Hernández. “This year has been challenging, not only due to the pandemic, but personally challenging. I can honestly say that without my faith in Him, I would not have been able to deal with a lot of personal things in my life that are still ongoing to some degree. Even with our churches being closed and no personal contact with our religious leaders, church friends, and church gatherings in general, it has allowed me to feel even more grateful in knowing that my faith in God is constant and strong.”

General Manager Jerry Linscheid is grateful for some stability in his life right now. “Covid has changed a lot at work and at home. It is a blessing to be able to work from home, especially when we were experiencing a shut down. Our extended family hasn’t gotten together in person in a long time. However, we have connected through video conferencing. That allows some of the more distant family members to participate. So, while there is great turmoil in our country in many areas, I’m thankful for a few small eddies in the current where the water seems calm.”

As we approach Thanksgiving, what are you thankful for? We would love it if you would share some of the things you are thankful for on our Facebook page. If you need some inspiration to get you started, the website Lifehack has a great list of 60 things to be thankful for not just this year, but every day.

Filed Under: Life Values

Clean solar panels save money

October 4, 2018

Cleaning dirt, pollen and debris off your solar panels helps them run more efficiently and boosts their overall energy production. And that increase – even if it’s just a few percentage points – saves you some money in the long run.

Last year, HESOLAR owners Eric and Derrick Hoffman let a 4-kilowatt solar panel installation their company set up in Austin get covered in dirt to see what impact cleaning solar panels has on their function¹. They cleaned half this installation with a soft rag and water and let the other half stay dirty for the course of their experiment.

The dirty solar panels yielded 3.5 percent less energy than the ones the Hoffman brothers had cleaned according to their website. That comes to a loss of about 17 kilowatt-hours of electricity each month based on the installation’s size and its location².

People in Fresno would see a slightly larger energy loss each month due to dirty solar panels – about 19 kilowatt hours a month — because the San Joaquin Valley gets more solar radiation than Austin. That comes to about $3 in lost energy savings each month given PG&E’s current residential rates.

It’s also important to note that Austin gets about three times the amount of rain that Fresno does each year. Fresno also experienced a lot of smoke from area wildfires.  These two factors mean your solar panels are probably collecting a lot more dirt than the Hoffman brother’s array.

They’re producing less electricity and that’s just costing you money. Mennonite Insurance’s staff members have seen a noticeable increase in energy production after cleaning their solar panels and wanted to pass that tip, along with the savings it could yield, on to you.

Thinking about putting solar panels on your home? Call Mennonite Insurance today at 559-638-2327 or e-mail [email protected] to find out how these devices could impact your homeowner’s insurance rates and make sure your investment is protected.

Sources:

  1. “Dirty Solar Panels: Should you clean them?.” HESOLAR
  2. Kilowatt-hour production for Austin and Fresno calculated with the National Renewable Energy Laboratory’s PVWatts Calculator

Filed Under: Home Insurance

Get ready to go during this year’s deadly wildfire season

August 6, 2018

More than 35,000 people fled their homes last month to escape the Carr Fire as the wind-driven blaze swept across a 172-square-mile area along Redding’s western edge. State officials ordered another 19,000 people to leave their homes July 30 as the River Fire and the Ranch Fire started making their way toward Clear Lake¹.

Fires like these are becoming more common as extreme weather conditions have transformed the state’s grasslands and forests into a tinderbox of dense and dry vegetation². Therefore, it’s important to make sure your family knows what to do should the area surrounding your home catch on fire and you must evacuate at a moment’s notice. Here’s a quick guide courtesy of Cal Fire³:

  • Pick a safe location outside your home’s immediate area where your family can meet and practice driving there via several different routes in case the easiest, most direct path to this meetup location is blocked by the fire or emergency vehicle traffic.
  • Make sure everyone in the house knows how to turn off its utilities and how to get your pets or large animals – horses, cows, etc. – to safety in case your family gets separated by the fire or emergency vehicle traffic.
  • Record this information on a “Family Communication Plan” along with the phone number of an emergency contact who lives outside your area but could still guide people to your meetup point or another safe location.
  • Assemble an emergency supply kit containing non-perishable food items, pet food, water, copies of your important documents, extra clothing, your medications, a flash light, a first aid kit, sanitation supplies, and a battery-powered radio that you keep in your vehicle, and
  • Make sure your homeowner’s or renter’s insurance policies are up to date and that you’ve conducted a recent home inventory so that you’ll be ready to file a claim when you return home and have a chance to survey the damage.

Want to learn more ways you can protect your home from a wildfire or house fire and whether your insurance policy could help you recover your losses? Call Mennonite Insurance today at 559-638-2327 or e-mail [email protected].

Sources:

  1. “California’s Carr Fire, Now the Size of Denver, Becomes 7th Most Destructive Wildfire in State History,” The Weather Channel
  2. “Six of California’s Most Destructive Wildfires Have Struck in the Past 10 Months,” The Weather Channel
  3. “Prepare for Wildfire,” Cal Fire
  4. Photo Credit: Sacramento Bee

Filed Under: Home Insurance

  • « Go to Previous Page
  • Page 1
  • Page 2
  • Page 3
  • Page 4
  • Go to Next Page »

Footer

Mennonite Insurance Logo

PO Box 878
1110 J St., Reedley, Ca 93654
559.638.2327
[email protected]

Quick Links

  • Insurance Types
  • Report a Claim Form
  • Payments
  • Scholarships
  • About
  • FAQ
  • Contact Us

Copyright © 2026 · Mennonite Insurance · Accessibility Statement · Privacy Policy